Our Vision

“We aim at being a very CUSTOMER FRIENDLY BANK and to practice the concept of relationship banking with enduring and endearing client relationships by providing complete IT based banking solutions. Through unremitting efforts, we shall carve a niche for ourselves as a sophisticated technology-oriented financial service organisation catering to the needs of retail, corporate and individual segments to evolve into a financial supermarket. We shall strive towards sustained growth and greater profitability and achieve strong fundamentals, net owned funds and capital adequacy requirements with the help of a well trained, committed workforce.”


Bharat Overseas Bank, a fast growing Chennai-based Indian private sector bank has a unique history behind it.

Established to take over from Indian Overseas Bank’s Bangkok branch, in Thailand in 1973, it is the only private bank permitted by the Reserve Bank of India to have a branch outside India. Bharat Overseas Bank has been promoted by seven banks, and is the only bank to represent India in Thailand, serving the Indian ethnic business community for over 25 years. Ever since its inception, Bharat Overseas Bank has created a name for itself for being a Customer’s Bank.

With a nation-wide branch network, a variety of innovative schemes and a focus on efficiency through computerisation, Bharat Overseas Bank has established the right balance, offering both customer-friendly and technology-driven service.

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