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These interest rates are with effect from November 11, 2002 |
Interest Rates for Deposits
|
| Period |
Below 10 Mio |
10 to 75 Mio |
Above 75 Mio |
| 3 months |
1.50% p.a. |
1.50% p.a. |
1.50% p.a. |
| 6 months |
1.50% p.a. |
1.50% p.a. |
1.50% p.a. |
| 12 months |
2.00% p.a. |
2.00% p.a. |
2.25% p.a. |
| 24 months |
2.00% p.a. |
2.00% p.a. |
2.25% p.a. |
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| 1 |
Thrift/Saving account for balances less than Baht 10 million |
1.00%
|
| 2 |
Thrift/Saving account for balances equal to or over than Baht 10 million |
1.25% |
Interest Rates for Loans and Advances
|
| Loans / Advances |
Interest Rates |
| Short term loan / Call Loans |
Cost of fund/Inter Bank call rate + 0.05% to 4.00% spread. |
| Minimum retail rate |
8.00 % p.a |
| Advance against Bhat deposits |
1.00 % to 2.25% over deposit rate |
Advances against INR deposits (repatriable)
a. Upto Bhat 25 mio of advances
b. Over Bhat 25 mio advances |
M.L.R/M.O.R- 1.00 % to 1.25% p.a
M.L.R/M.O.R-1.50 % to 1.75% p.a |
| Commercial Loans / advances |
MLR / MOR + 3.0 % p.a (+) |
Current MLR is 7.5 % p.a
(+) Fine rates are offered depending up on the credit rating of the borrower over MLR / MOR.
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Non-Resident Baht deposit
|
| Non-Resident Baht deposit |
Interest Rate |
| upto 1 year |
2.00% p.a. |
| More than 1 year |
2.50% p.a. |
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Deposit for 24 months, interest will be paid every quarter. (Regular Income Deposit)
In case of depositors/group accounts total deposit amount of the group will be counted for interest rate.
If deposits are withdrawn on the expiry of 3 months and over but before the maturity date, simple interest payable on Thrift A/Cs will be paid for the actual period of deposit.
No interest will be paid if the deposit is withdrawn before expiry of 3 months.
* Conditions Apply
* Rates are subject to change without prior notice.
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