| Quarterly Average Balance |
 |
Penalty for non maintenance of Quarterly Average Balance |
| Quarterly Average Balance - Rs. 1,000 |
Rs.150 per quarter |
|
| Charges for Cheque Leaves |
|
ATM card |
60 free cheque leaves per year beyond which Rs.2 per leaf
Norms: Chequebook can be requested at any branch (after centralisation of issue of chq books). Till then at base branch only. |
Free of cost ( Will be issued shortly subject to terms and conditions) |
|
| Replacement of Damaged Card |
|
Replacement of lost Card |
Free of cost.
Norms: Request can be made at any Branch. |
Rs.50 per card
Norms: Request can be made at any Branch. |
|
| No of transactions allowed in ATM |
|
Statement of account |
| Will be intimated at the time of issue of card |
a. Monthly - Free
b. Special frequency - Rs.5 per page and a min. of Rs.50 per instance.
c. Duplicate Statement - Rs. 5 per page and a min. of Rs.50 per instance.
Norms: Can be obtained only in base branch. |
|
| Standing instructions |
|
Account closure |
a. Setting up - Rs.25
b. per transaction - Free.(Normal DD/BC commission, if any, is applicable)
Norms: Will be entertained in only base branch. For Locker rent, RD, BOB Card, ING Vysya insurance and Loan repayments it is free. |
Within 12 months-Rs.50
Norms: Will be entertained in base branch only. |
|
| Cash transactions - Base Branch - Remittance (Deposit) |
|
Cash transactions - Base Branch - Withdrawal (Payment) |
| No limits |
No Limits |
|
| Cash transactions - Remote Branch - Remittance (Deposit) |
|
Cash transactions - Remote Branch - Withdrawal (Payment) |
Maximum of Rs.15000 per day (cumulative in all branches, if remitted in more than one branch) is allowed subject to a charge of Rs.50 per transaction
Norms: No third party remittances allowed. Only customer can remit directly. Signature in the challan will be verified. Approved persons can remit in special case. Less than Rs.50 denominations are not allowed |
Allowed upto Rs.15,000 per day only (cumulative in all branches, if withdrawn from more than one branch. ATM withdrawal excluded)
Norms: Payment only to customer. No bearer / third party payments permitted. Identification such as driving license, PAN card, etc. to be produced for verification.. |
|
| Inter Branch - A/c to A/c transfer |
|
Banker's Cheque / Pay Order |
| Rs.0.50/1000 with a min. of Rs.50 and max. of Rs.5000 |
a. From base branch - Rs.0.50/1000 with a min. of Rs.15 and max. of Rs.5000
b. From remote branches - Rs.0.50/1000 with a min. of Rs.15 and max. of Rs.5000
Norms: Banker's cheque can be obtained even from remote branches. |
|
| Drafts on branch locations |
|
Draft charges on locations of correspondent banker |
Upto 500 - Rs. 10
Rs. 501 to 1000 - Rs. 15
Rs. 1001 to 5000 - Rs. 25
Rs. 5001 to 10000 - Rs. 30
Rs. 10001 to 1lac - Rs. 2 per 1000 or part thereof
Above Rs. 1lac to 10lacs - Rs. 1.5 per 1000 or part thereof, min Rs.200
Rs. 10lacs and Above - Rs. 1 per 1000 or part thereof, min Rs.1500
Norms: DDs can be obtained even from remote branches. |
Will be advised shortly |
|
| DDs & BCs - other issues |
|
Stop payment instruction |
a. Duplicate DD - Rs.100
b. Duplicate BC - Rs.15
c. Cancellation Charges - Rs.50 per instrument
d. Revalidation Charges - Rs.50 per instrument
Norms: Will be entertained by issuing branch only. |
a. Per instrument - Rs.50
b. For series of instruments - Rs.100
Norms: Will be entertained in Base Branch only. |
|
| Cheque return charges |
|
Outstation cheque collection charges |
a. Due to insufficient funds - Rs.2/1000, min. of Rs.100, Maximum of Rs 500
b. Due to other reasons - Rs.25
c. Outward chq return - Rs.25 |
Upto 500 - Rs. 20 + Courier
Rs. 501 to 1000 - Rs. 30 + Courier
Rs. 1001 to 5000 - Rs. 50 + Courier
Rs. 5001 to 10000 - Rs. 80 + Courier
Rs. 10001 to 100000 - Rs. 6 per 1000 or part thereof (min. Rs.80) + Courier
Above Rs. 100000 - Rs.5 per 1000 or part thereof (min. of Rs.600) + Courier
Norms: Can be lodged in Branch Base / any Remote branch. |
|
| Local Cheque collection at Remote Branches not a base Branch |
|
Local Cheque collection at remote branches not a base branch but returned unpaid |
| Rs.0.50 / Rs.1000 or part thereof, min. of Rs.10 per instrument Max- Rs.5000/ |
a. Due to insufficient funds - Rs.2 / 1000, min of Rs.100 or maximum or Rs.500 + Registered Post chgs
b. Due to other reasons - Rs.25 + Registered Post chgs |
|
| Other services |
Existing:
a. Signature verification - Rs.100
b. Photo verification - Rs.100
c. Balance certification - Rs.100
d. Copies of cheques / Other documents - Rs.100 |
Note:
 Remote Branch would mean any Branch other than the base Branch where the account is held even if it
is located in the same city.
Norms and charges are subject to change from time to time |
